Otto is a rewards program for your money.
Link your existing accounts, earn Otto tokens, set your goals, and play exciting games for cash and other prizes!
Otto is a rewards program for your money.
Link your existing accounts, earn Otto tokens, set your goals, and play exciting games for cash and other prizes!
You probably use different apps for your banking, shares, KiwiSaver, or home loan. It's all your money, but it's all over the place, and it can be hard to see the bigger picture.
With Otto, you link your existing accounts to view and manage all your money in one place. That means you can start earning rewards without having to change banks or transfer any money.
You probably use different apps for your banking, shares, KiwiSaver, or home loan. It's all your money, but it's all over the place, and it can be hard to see the bigger picture.
With Otto, you link your existing accounts to view and manage all your money in one place. That means you can start earning rewards without having to change banks or transfer any money.
Otto is here to help you reach your goals, no matter what they are.
Maybe you're just starting a savings account, or you're on your way to a home deposit? Maybe you want to grow your KiwiSaver, or your share portfolio.
Whatever your goals, you'll be rewarded with Otto tokens along the way!
Otto is here to help you reach your goals, no matter what they are.
Want to increase your savings? Maybe you have a credit card you want to pay down, or some amount you'd like to invest every month?
Otto puts you in charge: you pick the destination, we help you get there.
Otto tokens can be used to play games for cash and other prizes.
Earn tokens when you link your account(s) and make progress towards your goals.
Every token gives you a chance to win big, and the more tokens you have, the better your odds of winning!
Otto tokens can be used to play games for cash and other prizes.
Earn tokens when you link your account(s) and make progress towards your goals.
Every token gives you a chance to win big, and the more tokens you have, the better your odds of winning!
You'll be first to hear about exciting new features, partnerships, upcoming prize draws, and other Otto-related news!
Otto is now live! You can create an Otto account today, or sign up to our early bird club to receive updates. By signing up, you agree to accept the following terms and conditions and privacy policy:
Members of the early bird club will be able to use Otto’s core features — linking your accounts, earning tokens, playing games and winning prizes — entirely for free from day one.
In the future, we'll be launching a premium membership that adds a bunch of other cool features, but it'll be totally up to you whether or not you want to upgrade.
Otto has a range of games that make finance fun, from regular prize draws to hidden rewards, digital scratchies, and flash draws!
Our newest addition is Savings Quest, a game designd to help you make a habit of saving. With checkpoints, streaks, and other surprises along the way, Savings Quest keeps you motivated as your work towards your goals!
We've got lots of other games in the works, with Debt Reduction and Investment Quests on the way.
To start out, there are regular cash prizes ranging from $5 to $5,000, plus prizes from sponsors that we announce as they change over time. You'll always be able to see the upcoming prize draws in your Otto account.
When you sign up with Otto, you’ll need to connect one of your existing accounts via our NZ-based open finance provider, Akahu. It's a simple, one-time process that takes a minute or two.
Otto doesn't see or store your login credentials. Instead, we regularly get updates from Akahu that allow us to keep your Otto progress and token balance up to date.
Because we use Akahu, we are able to support the majority of Kiwis.
The following banks are supported:
ANZ, ASB, BNZ, The Co-operative Bank, Heartland, Kiwibank, NZHL, Rabobank, TSB, and Westpac.
The following financial platforms are supported:
Booster, Fisher Funds, Generate Kiwisaver, Hatch, Juno, Kernel Wealth, Kiwi Wealth, Milford Asset Management, Sharesies, Sharesight, Simplicity, Stake, and Superlife.
If you have an account with any of the businesses listed above, you’ll be able to link your accounts with Otto, and start earning tokens right away!
Not yet, but soon! We're currently working on an app for the Apple App Store and Google Play. In the meantime, you can use Otto in a browser or save it to your home screen on your mobile phone.
We don't provide a financial service, and we don't 'hold' or 'store' your money in any way. It remains in your existing account(s) under your control.
Otto is a rewards program for your money. As you work towards your goals, and link more of your accounts, you'll earn more tokens that can be used to enter our prize draws.
To make money, Otto may receive payments from the financial services providers we partner with, brand sponsorships, paid advertising, and paid membership subscription fees.
We’re a team of passionate Wellingtonians who believe Kiwis deserve a more exciting way to save. We all thought Bonus Bonds was pretty neat and, when it closed down, decided to build a modern and playful alternative.
So, we set out to use our more than 50 years’ combined experience across finance, technology and design to create a new way for Kiwis to build positive financial habits that's equal parts fun, fresh, and financially rewarding.
Otto NZ Limited ("Otto") is based in Wellington, New Zealand.
No information provided by Otto should be considered financial advice.
For more information, contact us at hello@getotto.nz.
© Otto NZ Limited 2024. All rights reserved.